When it comes to Worker’s Compensation, many are unsure of what it really means for them. If you haven’t had a need for worker’s compensation, you might not know how it works. Similarly, even if you have utilized worker’s compensation benefits in the past, you still might not know everything. So, let’s discuss three busted myths about worker’s compensation.
Busted Myths: Worker’s Comp Edition
Myth 1: I have to sue my employer
Nope! In certain, special circumstances, you might have grounds to sue your employer. But that’s for a different day. This busted myth comes from the confusion of filing a claim versus filing a suit. In Worker’s Compensation situations, you file a claim with a government agency who oversees your hearing. There’s no jury present. There’s a judge, but not like you imagine a judge to look like. Plus, in most cases, you aren’t filing your claim against your employer anyway. You’re filing it against their insurance.
Myth 2: Pain and Suffering is included
Not true again! This is one of the busted myths that’s very popular. When suing someone, you can seek compensation for pain and suffering. However, when collecting worker’s compensation benefits, you do not get pain and suffering. Worker’s compensation covers any lost wages, diminished future earning potential, and medical treatment.
Myth 3: Since the accident is my fault, I cannot get Worker’s Compensation benefits
Last but not least, this is not true again. This busted myth comes because some employers do not want you to file for worker’s compensation. However, since the system is a no fault system, it doesn’t matter where the fault lies. If you are 100% at fault or 0%, you are still entitled to the benefits Worker’s Compensation provides.
To finish, if you have any other busted myths you’d like to share, leave a comment! Like most claims and suits, worker’s compensation can be tricky. It’s best for you to get a lawyer who is knowledgable in this area. Because of the timely and severe manner of worker’s compensation cases, a lawyer can help ease the burden.